With rising interest rates and the costs to upgrade properties to meet changing EPC requirements, there are fears of an exodus of landlords from the market.
However, instead of exiting the market, we’re seeing landlords taking advantage of regional locations for higher yield opportunities and less conventional property types such as HMOs, MUFBs and holiday lets.
How can Aria help?
Complex BTL mortgages cater for borrowers in many everyday scenarios that High Street lenders will not consider. At Aria, we can provide complex BTL solutions to suit your client’s situation. Here are just a few examples of complex situations we can assist with:
- Portfolio landlords – High Street lenders typically won’t consider landlords with more than four properties.
- Limited companies
- Foreign or ex-pat buyers
- Sub-prime credit borrowers
- Self-employed individuals
- Residential and commercial properties, or a mixture of the two, e.g. student houses, HMOs, multi-unit properties with one title deed, a shop with flats above it.
So, can you spot any opportunities to help your landlords stay landlords?
Find out more about how Aria can help with your client’s complex buy-to-let requirements here: Link to the BTL page.
Get in touch with the team to discuss a case today.